Wealth
39 Grange Ave: assume £150k?
Loanstock
On 117 Spencer Place
£5k @2.5%
£23k @2.5%
…interest repaid annually: £700
£10k @2% (Ali)
£50k @2% (Ali)
Cash
31.12.20 approx £60k
Possessions
??? Maybe £10k?
ChaCo deposit
£11,300
Total approx £260k
Income
Bill
DWP: £7k
Canada Life: £3,870
Loanstock: 700 + 200 + 1,000
Ali
DWP: £9.6k
TP: £1,074
Total approx £23,444 per annum
ChaCo Purchase
November 2021 value: £130k – £155k
Assuming worst case £155k…
Already paid: £99.3k
To pay: £55.7k
Lloyds £20k loan for 72 months = £338/month
M&S Bank £20k loan for 72 months = £308/month
OnThe Market valuation for #39: £142,500